How would you like a brand-new mobility scooter from just £6.00* a week or a reconditioned scooter for £3.72* per week?
Well, now that is a possibility as here at Days Mobility, we have partnered with lender Snap Finance in order to offer our customers the option of purchasing mobility equipment with flexible finance. When you make an application through Snap Finance** you can be approved for finance before you even purchase from us, making the process as easy and simple as possible.
Making Life a Little Bit Easier . . .
With a maximum of £5,000 available to borrow over a period of 36 months, our flexible finance now makes the option of affording much-needed mobility equipment so much easier and provides the option of a life-changing mobility scooter or the comfort of a walk-in bath to so many people who thought they could never afford these items.
To be eligible for our finance options, you need:
- To be at least 18 years old.
- Have a regular income of £200 per week
- To be a permanent UK resident or have lived in the UK for at least 3 years.
- Have a UK bank account with a direct debit feature.
- Have a good credit history, with no recent defaults or late payments.
- Have no active debt relief orders, County Court Judgments (CCJs), Individual Voluntary Arrangements (IVAs) or bankruptcies.
Applying For Finance
The application is very simple – just a short online form to complete. Your application will be assessed based on certain criteria, including your eligibility, your credit history and your affordability. You will receive an instant decision from Snap Finance, and they will also confirm your pre-authorised credit amount (this will be the maximum amount you can spend up to). You then can simply give us a call or visit us in store to discuss the item you would like to purchase.
Repaying Your Loan
Your first direct debit payment will be taken from your bank account approximately 4 weeks after you have purchased your item. This will show on your statement as a payment to Snap Finance.
If you wish to cancel your agreement, there is a 14-day cooling-off period where you can withdraw from the credit agreement. Contact the team here at Days Mobility and we can cancel the agreement on your behalf – your deposit will be refunded back to you and any outstanding balance will need to be paid (if applicable).
*Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1150, Annual Fixed Interest Rate 26.49%, Monthly Payment £46.81, Term 36 months, Total Payable £1735.16, Representative APR 29.9%
**Snap Finance is authorised and regulated by the Financial Conduct Authority with reference number 741813.